Grievance Redressal

NJ Financial Services Private Limited (“NJFS”) is committed to addressing customer concerns in a timely, transparent, and efficient manner. Borrowers are encouraged to follow the escalation matrix outlined below for resolution of their grievances.

  • Borrowers are requested to initially contact our Customer Support team for assistance with any queries or concerns related to loan services.

  • Email ID: loans.support@njgroup.in

  • If the concern is not satisfactorily resolved at Level 1, borrowers may escalate the matter to the Grievance Redressal Officer of NJ Financial Services Pvt. Ltd.

  • Grievance Redressal Officer: Vandana Vasava
    Contact No: 02614025849
    Working Hours: 10:00 A.M. - 6:00 P.M.
    Email ID: loans.grievance@njgroup.in

If the grievance remains unresolved or is outside the purview of NJFS, the borrower may escalate the complaint to the concerned Lender (Regulated Entity), as applicable.

  1. Name of the Lender: NJ Capital Private Limited
    Product: Loan Against Securities (LAS) Term Loan
    Link of website: https://www.njcapital.in/
    Link of Grievance Redressal: https://www.njcapital.in/partner/grivence
    Grievance Redressal Email ID: grievance.nbfc@njcapital.in

  2. Name of the Lender: Bajaj Finance Limited
    Product: Loan Against Securities (LAS) Facility
    Link of website: https://www.bajajfinserv.in/bajaj-finserv-partners
    Link of Grievance Redressal: https://www.bajajfinserv.in/grievance-redressal
    Grievance Redressal Email ID: grievanceredressalteam@bajafinserv.in

In case “If the complaint raised by Borrower is rejected wholly or partly by the Lender (Regulated Entity) or the borrower is not satisfied with the reply; or where the borrower has not received any reply within 30 days of receipt of complaint by the Lender (Regulated Entity), the said borrower can lodge a complaint” through below mentioned modes:

  1. Online mode:
    Complaint Management System (CMS) portal under the Reserve Bank-Integrated Ombudsman Scheme (RB-IOS) - https://cms.rbi.org.in

  2. Physical complaint:
    Centralised Receipt and Processing Centre, 4th Floor, Reserve Bank of India, Sector-17, Central Vista, Chandigarh – 160017.”