Leverage your investment portfolio, held in both demat and non-demat mode, to unlock the full potential of your investments while avoiding unscheduled redemptions and sale of investments. Liquidating your portfolio in an unplanned manner will negatively impact the returns due to possible unfavourable market prices and upfront tax liabilities. This can end up causing financial losses to investors and also, impact goal based investments that the investor may have planned for. The LAS - Term Loan product offered on NJFS through NBFCs/Banks provides a very quick and convenient way of availing finance against securities held in your account, while still retaining ownership and continuing your wealth creation journey with your investments in securities market.